Trusted partners in auto finance across the New England Region.
Contact our team of expert car loan brokers today!
Secured car loans are our specialty! We’ll find you a great interest rate and get your application approved fast!
Need help finding your next car? Tell us what you want and we’ll find it for you! Delivery to Armidale possible.
Complete our online application in under 60 seconds from anywhere! Our expert car loan brokers will be in touch to finalise pre-approval of your car finance.
How we serve the people of Armidale:
Car broker finance to secure a great deal fast!
How does it work?
Fast-track your car loan application and compare great local rates. Our expert auto finance brokers will find the right deal for you today.
Whether you’re cruising through the New England CBD, driving around UNE, or heading out toward the gorges and high country, you’ll be in your new wheels before you know it.
A no-obligation consultation where our expert car loan brokers will match you with the lenders that suit your needs.
We prepare your auto finance application to the lender of choice to get you the best rate.
Sign the the contract and get approved in as little as 24 hours.
You’re ready to hit the streets of Armidale in your new car!
Speak to our brokers today about the types of vehicle financing available in Armidale. We’ll provide expert guidance to find the best car loan solutions in the New England Region.
Armidale Car Loan FAQs
Here’s a little more about how we operate to best serve our Armidale customers. Got a more specific question? Feel free to get in touch.
Our team of expert car loan brokers can assist with all types of auto finance. Including:
Gusto Finance has access to over 40 lenders that service the Armidale market. This allows us to find the most suitable lender for your situation to increase your chances of a car loan approval, and at the lowest cost possible for your risk profile.
You can start by completing our inquiry form here. You will also need to supply the following documentation:
The short answer is yes, but it will depend on the number, size, and type of defaults. Our expert brokers can provide you with a consultation to find what options are available to you.
Book your obligation free consultation here.
As part of your initial consultation we will do a “soft credit check”. This does not affect your credit score and will not show as an inquiry on your credit file.
Once we submit your application to a lender they will always complete a full credit check as part of your loan assessment. This will show up as an inquiry.
Yes, some of our lenders will consider Centrelink income when assessing your capacity to make repayments on your car loan.
However, not all Centrelink income categories are eligible and our brokers can guide you through this.
Book your obligation free consultation here.
You can borrow the full value of the car if this is your preference as long as you have the capacity to make the repayments and satisfy other lending criteria.
However, if you have a deposit this can help either reduce the size of the loan and the costs you will pay over time. Or, you may be able to get a better quality car.
Yes, bad credit car loans are our specialty! We have a number of lenders on our panel who will lend based on current behaviours rather than focusing only on past mistakes.
If you are not yet ready then we can help wth some general guidance for how to improve your credit.
You may be able to drive away in as little as 24 hours if your application is transparent and complete. If you need help finding a car let us know and we can source a vehicle meeting your requirements from our Sydney base.
We always pursue a speedy outcome with GUSTO!
You can finance a new or used car from a dealership in Armidale and the New England Region as long as they are fully licensed.
If they are not then it will be classified as a private sale. This can also be financed but you may incur additional fees or a higher rate, while also giving up some consumer protections.
Our brokers will provide expert guidance to find the most suitable car loan for your circumstances.
A credit guide and consent form will be provided to you prior to any loan application submission on your behalf. We will then fight with GUSTO to find a great deal!
Once you have provided all of the required information we will process and submit your application within hours! We aim for same-day approvals and a speedy settlement.
Loan approval timeframes are dependent on your circumstances and cannot be guaranteed but we will always be following up with GUSTO!
Our online brokerage services customers all over the Premier State.
