Car Loan
Refinance.
You could save thousands of dollars or get more favourable payment terms on your car loan!
- Fast approvals
- Doesn't impact credit
- Fast approvals
- Doesn't impact credit
Why Gusto Finance
30+ years of experience
in car finance
and sales.
Contact our team of expert car loan brokers today!
Lower Interest Rate
Is your current used car loan costing you too much? If you have committed to a high interest rate loan then you could save thousands over the repayment term by switching.
Lower Repayments
The cost of living has exploded in recent years. You could cut your loan repayments by refinancing and extending your repaymnt term.
Lower Fees
Some lenders charge significant monthly fees, which can add up over the years! Refinancing to a car loan with a cheaper fee structure could also save you hundreds of dollars.
Balloon Payment Payout
If you have a balloon paymnt coming up and no savings to cover it then refinancing can help you meet that commitment without defaulting and potentially hurting your credit score.
How we can help you refinance your car loan:
The Gusto Edge
Car broker finance to secure a great deal fast!
- Fast approval. Affordable repayments
- 50+ lenders to test your creditworthiness
- We help those with with bad credit
- Team of car loan experts
How does it work?
The Gusto Way
Fast track your car loan refinance application by speaking to our expert team of brokers today. They will find a great deal, calculate your savings, and take care of the process from start to finish.
Loan Health Check
Our expert car loan brokers will assess if there are more suitable alternatives avaialble.
Application
We prepare your auto finance application to the lender of choice to get you the best rate.
Approval
Sign the the contract and get approved in as little as 24 hours.
On Your Way
Your existing loan is paid out and your new repayment term begins.
Loans Also Available Through Gusto Finance
Speak to our brokers today about the best vehicle finance solutions for your circumstances.
Car Refinance FAQs
Questions? We're Glad you Asked.
Here’s a little more about how we operate to best serve our customers who are looking to refinance their car loan. Got a more specific question? Feel free to get in touch.
You can refinance any active car loan as long as you can demonstrate that you can make the repayments, and the secured asset meets the lender’s criteria.
Gusto Finance has access to over 30 lenders and if they can find an alternative car loan that either saves you money, or meets your other requirements (such as minimising your repayment amount) then they will recommend a refinance. From there, it is just a standard loan application process.