Low-Doc
Car Loans.
For ABN holders, self-employed, and business owners who do not earn a traditional income.
- Fast approvals
- Doesn't impact credit
- Fast approvals
- Doesn't impact credit
Why Gusto Finance
30+ years of experience
in car finance
and sales.
Contact our team of expert car loan brokers today!
Unlocking Business Finance
Being able to access finance as a sole trader or business owner can be critical to the ongoing health of your business. In some cases, all you need is an ABN and your ID, and you have a fast pathway to approved finance.
Tax Benefits
You own the asset and costs like depreciation and interest can be claimed as a business expense in most circumstances. There are a range of tax advantages with a low-doc loan, but always seek professional advice.
Fast Approval
A low-doc loan application prepared by a broker, and assessed by a specialised business credit assessment team means faster approval times. We often have low-doc loans approved in minutes, not hours. And same-day funding is common.
Less Documentation
A low-doc loan requires less paperwork than a standard loan – it’s all in the name! If you are asset-backed and have a deposit then you may not need any financials at all! freeing up your time to get back to business fast!
How we can help secure a low-doc loan and a great rate:
The Gusto Edge
A team of expert finance brokers with deep industry knowledge and access to:
- Fast approvals and affordable repayments
- 50+ lenders to test your creditworthiness
- We help those with with bad credit
- Detailed preparation of low-doc application
How does it work?
The Gusto Way
Fast track your low-doc car loan application by speaking to our expert team of brokers today. They will find a great deal and take care of the process from start to finish.
Preliminary Assessment
Our expert car loan brokers will match you with a suitable low-doc lender and ensure documentation is complete.
Application
Submit the completed application to the most suitable low-doc lender to ensure a fast outcome.
Approval
Sign the the contract and get approved in as little as 24 hours.
On Your Way
Fast processing of the settlement so that you can be driving away in no time!
Loans Also Available Through Gusto Finance
Speak to our brokers today about the best vehicle finance solutions for your circumstances.
Low-Doc Car Loan FAQs
Questions? We're Glad you Asked.
Here’s a little more about how we operate to best serve our customers who are looking for a low-doc car loan. Got a more specific question? Feel free to get in touch.
A low doc car loan refers to a type of vehicle finance tailored for self-employed individuals and small business owners with an ABN who may not have standard income documentation.
These loans are particularly helpful for sole traders and businesses that can’t provide full financial statements. While you won’t need to submit traditional proof of income, some lenders may need supporting details about your business. But we aim to always find you the path of least resistance.
You can finance any vehicle that will be used predominantly for business purposes. This can include, but not limited to:
- Cars
- Vans
- Trucks
- Caravans
- Boats
Some other commercial vehicles such as a forklift could also be financed via a low-doc loan.
A low-doc loan is also suitable for refinancing of other loans, and balloon payments.