Commercial Fitout Finance.

Transform your workspace without draining your capital.

Why Gusto Finance

30+ years of experience in lending and asset finance.

Contact our team of expert Finance Brokers today!

Full Project Fitout Loans

We work with specialist lenders who understand fitouts and are willing to finance the entire project, not just the removable equipment.

Keep Your Cash Buffer

A new fitout can cost anywhere from $50k to $500k+. Paying this cash upfront puts a massive strain on your liquidity right when you need it most. Finance lets you keep your cash and grow your business.

Flexible Finance Solutions

Multiple structures available to suit your industry, cash flow needs, and tax circumstances. Including, chattel mortgages, lease, or hire purchase options.

Tax Effective

Leasing or financing your fitout can offer a range of tax benefits and we can structure your fitout loan to optimise this (always seek professional advice). 

What Our Customers Say

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Emma Grace. profile picture
Emma Grace.
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shout out to Dean who was an amazing help getting me my car loan. incredibly quick also. so grateful.
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Jason Abbott profile picture
Jason Abbott
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Absolute legends Fast and responsive, Devoted and driven, happily deal with you guys for all future purchases
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Lesley Hawkins profile picture
Lesley Hawkins
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Absolutely stoked that I got approved. Wanna thank Dean for getting me across the line. Definitely recommend going trough Dean. 5 stars for dean
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Tet Tet profile picture
Tet Tet
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My parents and made a personal loan with Jett, he has been very helpful during the process and very patience since there was language barrier. Highly recommended!!!!
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Kane Andreoli profile picture
Kane Andreoli
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Cannot recommend Gusto enough. As a self-employed sole trader with a tricky file (recent business loan on my credit that got me knocked back at plenty of lenders), the team workshopped my deal instead of just running it through a computer and saying no. Had calls from multiple departments the same day pushing to get it done, approved within 48 hours, and settled on a car that same week. They kept me updated the whole way through, explained everything properly (even drafted stuff up to make it easier for me), They were straight up about what the challenge was with my file and how they'd get around it. No ghosting, no runaround — every message answered fast. Went from applying to driving in 3 days. If you're self-employed or your file isn't squeaky clean, these are the guys. Cheers team! 🚗
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Kiani Grundy profile picture
Kiani Grundy
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Dean from Gusto finance is absolutely outstanding they go far and beyond to help you and get the car of dreams I would highly recommend these guys if your wanting to go get finance I would 💯 recommend them thank you gusto
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Alyssa Inivale profile picture
Alyssa Inivale
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Amazing experience. Big shout out to Jett who gave 10/10 service from start to finish. I bought my first car & Jett was amazing I cannot fault him at all, best experience I’ve ever had dealing with someone from a finance company. Thank you Jett for all your help, communication, assistance and being readily available to answer all my questions big or small & making this experience amazing! If there’s anyone who will help you out and show genuine care, please reach out to Jett!
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Giles Mundraby profile picture
Giles Mundraby
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Within two (2) days of talking to Gusto Finance we were driving around in our ‘new’ Holden Colorado dual cab. This has been a blessing for my wife and I. Our old car broke down, I’ve had to walk through rain and cold to get to work, via local trains and buses. Thanks to the team at Gusto Finances, with a mention to Ashton, we are grateful and less stressed.
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Scotty profile picture
Scotty
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AMAZING , 5 stars in not enough , Dean absolutely went way beyond the usual process constantly updating me and it took so much stress of off me , very very highly recommended even if you think you won't get any finance, Dean and the team at Gusto will find a way to help , and if these guys can't then no one will as these guys know which institutions can help with your particular circumstance , just awesome ,, THANKS HEAPS
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zakeria profile picture
zakeria
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10/10 Had a great experience with Gusto Finance. The whole process was smooth, quick, and stress-free from start to finish. Dean was super helpful, kept me updated the whole way, and made everything easy to understand. Really appreciate the effort and support highly recommend to anyone looking for finance!
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How are we different?

The Gusto Edge

Commercial fitout finance experts to help you secure a great deal fast! 

Commercial fitout project loans

How does it work?

The Gusto Way

Whether you are opening a chic new cafe, upgrading a medical practice, or fitting out a modern corporate office, the look and feel of your business matters.

Gusto Finance helps you spread the cost of your fitout over time, allowing you to build the space you need today.

Free Quote

We discuss your project scope, your industry, and your budget to match you with a lender who specialises in fitout and equipment finance.

Application

Our team compiles your application, and works with the lender to ensure smooth assessment. 

Approval

We leverage our lender relationships to get your finance approved quickly!

On Your Way

Suppliers are paid directly at project milestones to ensure continuity of your project and timely completion.