Our Auto Finance Brokers will find you the best rates and fastest approvals to get you in your next car sooner!
Contact our team of expert car loan brokers today!
Secured car loans are our specialty! Lenders have strict criteria on what used cars they will finance. Our brokers have their finger on the pulse and can match you with the best lender for your situation.
Is your current used car loan costing you too much? Get an auto finance health check and you could save thousands. Better rates and favourable terms are at your fingertips!
Complete our online application in under 60 seconds and our expert car loan brokers will be in touch to finalise pre-approval of your car finance.
Can you still get used car finance with bad credit? Yes, but it depends… We specialise in bad credit car loans and know how to match you with the right lender.
How we can help you with used car finance:
Car broker finance to secure a great deal fast!
How does it work?
Fast track your used car loan application and compare the best rates on the market. Our expert auto finance brokers will find the right deal for you today!
A no-obligation consultation where our expert car loan brokers will match you with the lenders that suit your needs.
We prepare your auto finance application to the lender of choice to get you the best rate.
Sign the the contract and get approved in as little as 24 hours.
You’re ready to hit the streets in your new wheels!
Used Car Loan FAQs
Here’s a little more about how we operate to best serve our customers who are looking for a used car loan. Got a more specific question? Feel free to get in touch.
Our team of expert car loan brokers can assist with all types of auto finance. Including:
Gusto Finance has access to over 30 lenders that service the market, but not all will lend on the top type of second hand vehicle you want to purchase. We can match you with a lender that suits your credit situation AND will finance your car of choice.
You can start by completing our inquiry form here. You will also need to supply the following documentation:
The short answer is yes, but it will depend on the number, size, and type of defaults. Our expert brokers can provide you with a consultation to find what options are available to you.
Book your obligation free consultation here.
As part of your initial consultation we will do a “soft credit check”. This does not affect your credit score and will not show as an inquiry on your credit file.
Once we submit your application to a lender they will always complete a full credit check as part of your loan assessment. This will show up as an inquiry.
Yes, some of our lenders will consider Centrelink income when assessing your capacity to make repayments on your car loan.
However, not all Centrelink income categories are eligible and our brokers can guide you through this.
Book your obligation free consultation here.
You can borrow the full value of the car if this is your preference as long as you have the capacity to make the repayments and satisfy other lending criteria.
However, if you have a deposit this can help either reduce the size of the loan and the costs you will pay over time. Or, you may be able to get a better quality car.
Yes, bad credit car loans are our specialty! We have a number of lenders on our panel who will lend based on current behaviours rather than focusing only on past mistakes.
If you are not yet ready then we can help wth some general guidance for how to improve your credit.
You may be able to drive away in as little as 24 hours if your application is transparent and complete (sometimes less!). If you need help finding a car let us know and we can find you one!
We always pursue a speedy outcome with GUSTO!
Our brokers will provide expert guidance to find the most suitable car loan for your circumstances.
A credit guide and consent form will be provided to you prior to any loan application submission on your behalf. We will then fight with GUSTO to find a great deal!
Once you have provided all of the required information we will process and submit your application within hours! We aim for same-day approvals and a speedy settlement.
Loan approval timeframes are dependent on your circumstances and cannot be guaranteed but we will always be following up with GUSTO!
ACN: 677 827 637
Gusto Finance PTY LTD | ACN: 677 827 637 | Credit Representative # 559858 is authorised to provide credit assistance by National Finance Connections | Australian Credit License # 543046.
Disclaimer:
This website is designed to provide you with factual information only. This information contained within does not take into account your needs objectives or financial situation. To understand whether a credit product is right for you speak to one of our licensed Finance Brokers. Terms, conditions, fee’s, charges and minimum loan amounts may apply. Credit is subject to approval by the credit provider under their responsible lending policy.
© 2024 Gusto Finance PTY LTD
