Boat Loans.

Fast, flexible, and affordable boat finance!

Best boat loans in australia

Imagine the thrill of open waters early on Saturday morning, the weekend is ahead of you, the salty breeze in your face, and the ultimate freedom to explore the open Australian coastline with a fishing rod in hand. 

This can be you faster than you think with the right boat financing solution! 

Whether you’re after a sleek speedboat, a sturdy fishing rig, or a luxurious yacht, finding the right loan is just as important as picking the perfect vessel.

Marine Finance that Works

Dodging high-interest rates and hidden fees can feel like navigating choppy waters. That’s where we come in.

By tapping into our network of top boat finance lenders, we’ll do all the hard work for you to find you the right boat finance solution. 

No confusing jargon, no endless paperwork—just smooth sailing towards ownership.

Your Next Adventure Starts Here!

Owning a boat isn’t just a purchase—it’s an investment in freedom, adventure, and unforgettable memories.

The best possible boating experience starts with flexible and affordable boat finance that allows you to enjoy your hobby rather than stressing about the repayments.

Get in touch with Gusto Finance today and we will help you find a great deal! 

marine finance australia

How are we different?

The Gusto Edge

Fast finance for the everyday Australian.

How does it work?

The Gusto Way

Fast boat finance for the everyday Australian looking to level up their weekends!

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FAQs

Questions? We're Glad you Asked.

Here’s a little more about how we operate when organising your marine finance. Got a more specific question? Feel free to get in touch.

You can start by completing our inquiry form here. You will also need to supply the following documentation:

  • 100 points of ID
  • Two recent payslips
  • 90 days worth of bank statements
  • Centrelink statement (if applicable)

Once you have provided all of the required information we will process and submit your application within hours! We aim for same-day approvals and a speedy settlement. 

Loan approval timeframes are dependent on your circumstances and cannot be guaranteed but we will always be following up with GUSTO!

Yes, bad credit boat loans are our specialty! We have a number of lenders on our panel who will lend based on current behaviours rather than focusing only on past mistakes. 

If you are not yet ready then we can help with some general guidance for how to improve your credit. 

The short answer is yes, but it will depend on the number, size, and type of defaults. Our expert brokers can provide you with a consultation to find what options are available to you. 

Book your obligation free consultation here.

As part of your initial consultation we will do a “soft credit check”. This does not affect your credit score and will not show as an inquiry on your credit file.

Once we submit your application to a lender they will always complete a full credit check as part of your loan assessment. This will show up as an inquiry.

A boat is a luxury item and it will be challenging to finance on a Centrelink income.

However, if you can demonstrate the capacity to make repayments on a boat loan then there may be a suitable option for you. 

Our brokers can guide you through this. 

You can borrow the full value of the boat if this is your preference as long as you have the capacity to make the repayments and satisfy other lending criteria. 

However, if you have a deposit this can help either reduce the size of the loan and the costs you will pay over time. Or, you may be able to get a better quality car.

You may be able to sail away in as little as 48 hours if your application is transparent and complete. 

We always pursue a speedy outcome with GUSTO!

Our brokers will provide expert guidance to find the most suitable car loan for your circumstances. 

A credit guide and consent form will be provided to you prior to any loan application submission on your behalf. We will then fight with GUSTO to find a great deal!