For ABN holders, self-employed, and business owners who do not earn a traditional income.
Speak to our business finance brokers today about the best solutions for you.
Commercial Finance FAQs
Here’s a little more about how we operate. Got a more specific question? Feel free to get in touch.
Commercial loans can be used to finance assets like:
Additionally unsecured commercial loans can support cash flow, inventory purchases, or business expansion.
We have access to a large panel of commercial lenders who offer products including:
Any registered business entity that has held an ABN for at least six months can apply for a commercial loan. This includes:
These are all eligible for a commercial loan, subject to a credit assessment.
The amount you can borrow depends on the lender’s policies, your creditworthiness, and the specific needs of your business.
Repayment terms vary, but they typically range from one to seven years, depending on the loan amount and purpose.
Commercial interest rates are generally higher than consumer loans. They may vary based on the lender, loan type, and your business’s financial health. Rates can be fixed or variable.
Qualification criteria include an ABN, your credit score, stable income, and a solid business plan. Lenders may also require financial statements and collateral. Our brokers always aim to minimise required paperwork to achieve your objective.
In short, yes, but it depends. We work with lenders that specialise in bad credit commercial loans and our brokers can provide a free assessment so you know your options.
The approval process can take anywhere from a few minutes to several days, depending on the lender and the complexity of your application. We often have low-doc loans that meet eligibility requirements approved in minutes.
Yes, commercial vehicle refinancing is possible and can help you secure better terms or lower interest rates. Discuss your options with a broker to find the best solution for your needs.
In some cases, you can qualify for a low-doc loan by simply providing your ID and an invoice for the asset you plan to purchase. It can be that easy!
A complex full doc loan may require some, or all of the following:
