Chattel
Mortgages.
The most popular, tax-effective vehicle and equipment finance for Australian businesses.
- Fast approvals
- Doesn't impact credit
- Fast approvals
- Doesn't impact credit
Why Gusto Finance
30+ years of experience
in car finance
and sales.
Contact our team of expert commercial loan brokers today!
Tax Advantages
With a Chattel Mortgage, you can claim the interest charges on the loan and the depreciation of the asset as tax deductions, effectively lowering your business’s taxable income.
GST Benefits
Because your business takes ownership of the asset upon settlement, you can usually claim the GST on the purchase price upfront on your next Business Activity Statement (BAS), rather than claiming it incrementally over the life of the loan.
Fast Online Pre-Approval
Complete our online application in under 60 seconds and our expert car loan brokers will be in touch to finalise pre-approval of your electric vehicle finance.
Low-Doc Processing
If you are an established, asset-backed ABN holder, you may qualify for a low-doc Chattel Mortgage. This means we can secure your finance quickly without requiring your full, up-to-date tax returns.
A better deal on your commercial finance!
The Gusto Edge
Commercial finance brokers to help you secure a great deal!
- Fast approval. Affordable repayments
- 50+ lenders to test your creditworthiness
- Low-Doc loan assessments
- Team of asset finance experts
How does it work?
The Gusto Way
We make securing a Chattel Mortgage simple and fast.
Free Quote
We verify your ABN details and discuss the asset you are buying to ensure a Chattel Mortgage is the right fit.
Application
We gather the required documents, often just your ID and an invoice if you qualify for our low-doc pathways.
Approval
We submit your application to the best-suited lender. Approvals for straightforward Chattel Mortgages can often be secured in hours.
On Your Way
You sign the loan documents electronically. The lender pays the supplier directly, and you take delivery of your new asset.
Commercial Loans Through Gusto Finance
Speak to our business finance brokers today about the best solutions for you.
Chattel Mortgage FAQs
Questions? We're Glad you Asked.
Here’s a little more about how we operate to best serve our customers who are looking for a Chattel Mortgage for your business. Got a more specific question? Feel free to get in touch.
To be eligible, you must be purchasing the asset under a registered ABN (as a Sole Trader, Partnership, Company, or Trust), and the asset must be used predominantly (more than 50%) for business purposes.
Commercial loans can be used to finance assets like:
- Cars
- Vans
- Trucks
- Caravans
- Boats
- Commercial vehicles
- Yellow goods, or specialised equipment.