Sydney Car Loan Brokers

Our Car Finance Brokers will find sensational rates available in Sydney!

car loan broker sydney

Why Gusto Finance

30+ years of experience
in car finance
and sales.

Contact our team of expert car loan brokers today!

Car Loans

Secured car loans are our specialty! We’ll find you a great interest rate and get your application approved fast!

Car Sourcing

Need help finding your next car? Tell us what you want and we’ll find it for you! 

Fast Online Pre-Approval

Complete our online application in under 60 seconds and our expert Sydney car loan brokers will be in touch to finalise pre-approval of your car finance. 

Bad Credit Loans

Sydney is expensive and the cost of living has exploded in recent years. If you have had a hiccup in the past, you need a car finance broker on your side that knows how to match you with the right lender.

How we serve the people of Sydney:

The Gusto Edge

Car broker finance to secure a great deal fast! 

car finance broker sydney

How does it work?

The Gusto Way

Fast track your car loan application and compare the best rates in Sydney. Our expert auto finance brokers will find the right deal for you today! 

Whether you are commuting daily over the Harbour Bridge, or road tripping the beautiful New South Wales coastline, you’ll be cruising in your new wheels before you know it. 

Free Quote

A no-obligation consultation where our expert car loan brokers will match you with the lenders that suit your needs.

Application

We prepare your auto finance application to the lender of choice to get you the best rate.

Approval

Sign the the contract and get approved in as little as 24 hours.

On Your Way

You’re ready to hit the streets of Sydney in your new car!

Sydney Car Loan FAQs

Questions? We're Glad you Asked.

Here’s a little more about how we operate to best serve our Sydney customers. Got a more specific question? Feel free to get in touch.

Our team of expert car loan brokers can assist with all types of auto finance. Including:

  • Secured car loans
  • Unsecured car loans
  • Refinance car loans
  • New car finance
  • Used car finance
  • Recreational vehicle finance

Gusto Finance has access to over 30 lenders that service the Sydney market. This allows us to find the most suitable lender for your situation to increase your chances of a car loan approval, and at the lowest cost possible for your risk profile.

You can start by completing our inquiry form here. You will also need to supply the following documentation:

  • 100 points of ID
  • Two recent payslips
  • 90 days worth of bank statements
  • Centrelink statement (if applicable)

The short answer is yes, but it will depend on the number, size, and type of defaults. Our expert brokers can provide you with a consultation to find what options are available to you. 

Book your obligation free consultation here.

As part of your initial consultation we will do a “soft credit check”. This does not affect your credit score and will not show as an inquiry on your credit file.

Once we submit your application to a lender they will always complete a full credit check as part of your loan assessment. This will show up as an inquiry.

Yes, some of our lenders will consider Centrelink income when assessing your capacity to make repayments on your car loan. 

However, not all Centrelink income categories are eligible and our brokers can guide you through this. 

Book your obligation free consultation here.  

You can borrow the full value of the car if this is your preference as long as you have the capacity to make the repayments and satisfy other lending criteria. 

However, if you have a deposit this can help either reduce the size of the loan and the costs you will pay over time. Or, you may be able to get a better quality car.

Yes, bad credit car loans are our specialty! We have a number of lenders on our panel who will lend based on current behaviours rather than focusing only on past mistakes. 

If you are not yet ready then we can help wth some general guidance for how to improve your credit. 

You may be able to drive away in as little as 24 hours if your application is transparent and complete. If you need help finding a car let us know and we’ll refer you to one of our dealership partners in Sydney. 

We always pursue a speedy outcome with GUSTO!

Our brokers will provide expert guidance to find the most suitable car loan for your circumstances. 

A credit guide and consent form will be provided to you prior to any loan application submission on your behalf. We will then fight with GUSTO to find a great deal!

Once you have provided all of the required information we will process and submit your application within hours! We aim for same-day approvals and a speedy settlement. 

Loan approval timeframes are dependent on your circumstances and cannot be guaranteed but we will always be following up with GUSTO!