Lower Rates.
For Reliable Renters.
We’ll compare loans from 50+ lenders to find the right deal for you.
- Fast approvals
- Doesn't impact credit
- Fast approvals
- Doesn't impact credit










Why Gusto Finance?
30+ years of experience in car finance.
We know exactly how to secure market-leading rates for borrowers with strong credit.
Prime Car Loans
Securing market-leading rates for new and used vehicles. We ensure your strong credit history is rewarded with the lowest possible repayments.
Pre-Approved Finance
Shop like a cash buyer. We arrange fast, fully verified pre-approvals so you can negotiate at the dealership with absolute confidence and maximum buying power.
Commercial & ABN Loans
Fast-tracked asset finance for business owners and sole traders. From single work vehicles to entire fleets, we structure loans that maximise your tax advantages.
Auto Loan Refinancing
Don’t overpay on inflated dealership interest rates. We help financially savvy drivers refinance their existing car loans to secure lower rates and better terms.
What Our Customers Say
Posted on Google Kane AndreoliTrustindex verifies that the original source of the review is Google. Cannot recommend Gusto enough. As a self-employed sole trader with a tricky file (recent business loan on my credit that got me knocked back at plenty of lenders), the team workshopped my deal instead of just running it through a computer and saying no. Had calls from multiple departments the same day pushing to get it done, approved within 48 hours, and settled on a car that same week. They kept me updated the whole way through, explained everything properly (even drafted stuff up to make it easier for me), They were straight up about what the challenge was with my file and how they'd get around it. No ghosting, no runaround — every message answered fast. Went from applying to driving in 3 days. If you're self-employed or your file isn't squeaky clean, these are the guys. Cheers team! 🚗Posted on Google Kiani GrundyTrustindex verifies that the original source of the review is Google. Dean from Gusto finance is absolutely outstanding they go far and beyond to help you and get the car of dreams I would highly recommend these guys if your wanting to go get finance I would 💯 recommend them thank you gustoPosted on Google Alyssa InivaleTrustindex verifies that the original source of the review is Google. Amazing experience. Big shout out to Jett who gave 10/10 service from start to finish. I bought my first car & Jett was amazing I cannot fault him at all, best experience I’ve ever had dealing with someone from a finance company. Thank you Jett for all your help, communication, assistance and being readily available to answer all my questions big or small & making this experience amazing! If there’s anyone who will help you out and show genuine care, please reach out to Jett!Posted on Google Giles MundrabyTrustindex verifies that the original source of the review is Google. Within two (2) days of talking to Gusto Finance we were driving around in our ‘new’ Holden Colorado dual cab. This has been a blessing for my wife and I. Our old car broke down, I’ve had to walk through rain and cold to get to work, via local trains and buses. Thanks to the team at Gusto Finances, with a mention to Ashton, we are grateful and less stressed.Posted on Google ScottyTrustindex verifies that the original source of the review is Google. AMAZING , 5 stars in not enough , Dean absolutely went way beyond the usual process constantly updating me and it took so much stress of off me , very very highly recommended even if you think you won't get any finance, Dean and the team at Gusto will find a way to help , and if these guys can't then no one will as these guys know which institutions can help with your particular circumstance , just awesome ,, THANKS HEAPSPosted on Google zakeriaTrustindex verifies that the original source of the review is Google. 10/10 Had a great experience with Gusto Finance. The whole process was smooth, quick, and stress-free from start to finish. Dean was super helpful, kept me updated the whole way, and made everything easy to understand. Really appreciate the effort and support highly recommend to anyone looking for finance!Posted on Google Paul Douglas ChalmersTrustindex verifies that the original source of the review is Google. I would like to thank jett and the crew for a easy way to get finance, im now the new owner of my ford Ranger and I couldn't of done it with out the help from jett ,thanks to all who helped 😀Posted on Google Lisa BrownTrustindex verifies that the original source of the review is Google. I would highly recommend Gusto Finance for any lending needs. Dean was amazing and kept me updated at every step. I was a week away from starting a new job so didn’t think I’d have any chance of securing finance for a new motorcycle but after googling whether it was possible, Gusto’s details came up as being able to access finance on day 1 of a new job. I contacted them and Dean put everything in place to put the application through on the first day of my new job and the finance was approved very quickly at a good rate. So grateful to have found Dean and Gusto!Posted on Google Kiesha BootesTrustindex verifies that the original source of the review is Google. 5 star! This lovely guy called Dean was such a nice and helpful person. He helped me with everything by step by step thanks dean if you see this!Posted on Google Amanda JohnsonTrustindex verifies that the original source of the review is Google. Dean was a great help throughout process. Couldn't fault anything at all. We are very pleasedVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
How are we different?
The Gusto Edge
As a leading car finance broker, we secure elite deals fast.
- Market-leading rates for prime borrowers
- Bypass inflated dealership markups
- 50+ lenders competing for your loan
- Smart matching protects your credit score
- Concierge-level service from car loan experts
Driven to Win.
Built for Speed
Driven to Win. Built for Speed
Driven to Win. Built for Speed
As the proud sponsor of Whiteline Racing and the #95 Camaro in the Touring Car Masters, we know what it takes to perform at the highest level.
We bring that same elite precision, high-octane speed, and dedication to structuring the ultimate finance package for your next vehicle.
How does it work?
The Gusto Way
Fast, frictionless auto finance for savvy Australians.
Free Quote
A no-obligation consultation where our expert brokers match your strong credit profile with the perfect premium lender.
Application
We handle all the heavy lifting and prepare your application directly to the lender of choice to secure your rate.
Approval
Sign your contract securely on your smartphone and get approved in as little as a few hours.
On Your Way
The funds are ready. Buy that new car. Upgrade the business fleet. You’re on your way!