Motorcycle
Loans.
Apply online in 60 seconds for great rates, and lower repayments.
- Fast approvals
- Doesn't impact credit
- Fast approvals
- Doesn't impact credit
Why Gusto Finance
30+ years of experience
in car finance
and sales.
Contact our team of expert bike loan brokers today!
Motorbike Loans
Whether you’re after a weekend cruiser, a dirt bike, or a daily commuter, securing a motorcycle loan is our specialty! Our brokers have their finger on the pulse and can match you with the best lender for your situation.
50+ Lenders
Our expert Brokers will find you the best rates for you from our panel of lenders so you get a great deal, and a fast approval to get you in your new bike sooner!
Fast Online Pre-Approval
Complete our online application in under 60 seconds and our expert car loan brokers will be in touch to finalise pre-approval of your motorcycle finance.
Bad Credit Loans
Can you still get motorcycle finance with bad credit? Yes, but it depends… We specialise in bad credit vehicle loans and know exactly how to match you with the right lender.
How we can help you with motorcycle finance:
The Gusto Edge
Motorcycle finance brokers to help you secure a great deal!
- Fast approval. Affordable repayments
- 50+ lenders to test your creditworthiness
- We help those with with bad credit
- Team of asset finance experts
How does it work?
The Gusto Way
Fast track your motorcycle loan application and compare the best rates on the market. Our expert finance brokers will find the right deal for you today!
Free Quote
A no-obligation consultation where our expert car loan brokers will match you with the lenders that suit your needs.
Application
We prepare your motorcycle finance application to the lender of choice to get you the best rate.
Approval
Sign the the contract and get approved in as little as 24 hours.
On Your Way
You’re ready to hit the streets on your new bike!
Loans Also Available Through Gusto Finance
Speak to our brokers today about the best vehicle finance solutions for your circumstances.
Motorcycle Loan FAQs
Questions? We're Glad you Asked.
Here’s a little more about how we operate to best serve our customers who are looking for a motorcycle loan. Got a more specific question? Feel free to get in touch.
Our team of expert brokers can assist with all types of two-wheeled finance. This includes road bikes, cruisers, scooters, dirt bikes, and track bikes, both new and used.
Gusto Finance has access to over 50 lenders that service the market, but not all will lend on every type of motorcycle. We can match you with a lender that suits your credit situation AND will finance your bike of choice.
You can start by completing our inquiry form here. You will also need to supply the following documentation:
- 100 points of ID
- Two recent payslips
- 90 days worth of bank statements (if applicable)
- Centrelink statement (if applicable)
The short answer is yes, but it will depend on the number, size, and type of defaults. Our expert brokers can provide you with a consultation to find what options are available to you.
Book your obligation free consultation here.
As part of your initial consultation we will do a “soft credit check”. This does not affect your credit score and will not show as an inquiry on your credit file.
Once we submit your application to a lender they will always complete a full credit check as part of your loan assessment. This will show up as an inquiry.
Yes, some of our lenders will consider Centrelink income when assessing your capacity to make repayments on your car loan.
However, not all Centrelink income categories are eligible and our brokers can guide you through this.
Book your obligation free consultation here.
You can borrow the full value of the motorbike if this is your preference as long as you have the capacity to make the repayments and satisfy other lending criteria.
However, if you have a deposit this can help either reduce the size of the loan and the costs you will pay over time. Or, you may be able to get a better quality bike.
Yes, bad credit loans are our specialty! We have a number of lenders on our panel who will lend based on current behaviours rather than focusing only on past mistakes.
If you are not yet ready then we can help wth some general guidance for how to improve your credit.
You may be able to drive away in as little as 24 hours if your application is transparent and complete (sometimes less!). If you need help finding a motorcycle let us know and we can find you one!
We always pursue a speedy outcome with GUSTO!
Our brokers will provide expert guidance to find the most suitable motorcycle loan for your circumstances.
A credit guide and consent form will be provided to you prior to any loan application submission on your behalf. We will then fight with GUSTO to find a great deal!
Once you have provided all of the required information we will process and submit your application within hours! We aim for same-day approvals and a speedy settlement.
Loan approval timeframes are dependent on your circumstances and cannot be guaranteed but we will always be following up with GUSTO!
