Electric Vehicle
Loans.

Our team of expert brokers can assist with financing all types of electric vehicles. This includes fully electric vehicles (EVs) and often Plug-in Hybrid Electric Vehicles (PHEVs), from major brands like Tesla, BYD, MG, Polestar, Hyundai, and more, both new and used.

Gusto Finance has access to over 50 lenders that service the market. Because EVs are environmentally friendly, many lenders offer specific Green Loans which come with discounted interest rates. We can match you with a lender that suits your credit situation AND offers the best green rate for your car of choice.

You can start by completing our inquiry form here. You will also need to supply the following documentation:

• 100 points of ID
• Two recent payslips
• 90 days worth of bank statements (if applicable)
• Centrelink statement (if applicable)

The short answer is yes, but it will depend on the number, size, and type of defaults. Our expert brokers can provide you with a consultation to find what options are available to you. 

Book your obligation free consultation here.

As part of your initial consultation we will do a “soft credit check”. This does not affect your credit score and will not show as an inquiry on your credit file.

Once we submit your application to a lender they will always complete a full credit check as part of your loan assessment. This will show up as an inquiry.

Yes, some of our lenders will consider Centrelink income when assessing your capacity to make repayments on your car loan. 

However, not all Centrelink income categories are eligible and our brokers can guide you through this. 

Book your obligation free consultation here.  

You can borrow the full value of the EV if this is your preference as long as you have the capacity to make the repayments and satisfy other lending criteria. 

However, if you have a deposit this can help either reduce the size of the loan and the costs you will pay over time. Or, you may be able to get a better quality Electric Car.

Yes, bad credit loans are our specialty! We have a number of lenders on our panel who will lend based on current behaviours rather than focusing only on past mistakes. 

If you are not yet ready then we can help wth some general guidance for how to improve your credit. 

You may be able to drive away in as little as 24 hours if your application is transparent and complete (sometimes less!). If you need help finding an EV let us know and we can find you one! 

We always pursue a speedy outcome with GUSTO!

Our brokers will provide expert guidance to find the most suitable motorcycle loan for your circumstances. 

A credit guide and consent form will be provided to you prior to any loan application submission on your behalf. We will then fight with GUSTO to find a great deal!

Once you have provided all of the required information we will process and submit your application within hours! We aim for same-day approvals and a speedy settlement. 

Loan approval timeframes are dependent on your circumstances and cannot be guaranteed but we will always be following up with GUSTO!

Absolutely. Getting your home ready for an EV is a big part of the transition.

Many of our lenders allow you to include the cost of an approved wall charger and its professional installation into your total loan amount.

Our expert brokers can help you structure your finance so everything is covered in one neat repayment.